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    <loc>https://www.saltwateraccountancy.com.au/home</loc>
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  <url>
    <loc>https://www.saltwateraccountancy.com.au/team</loc>
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    <lastmod>2026-02-11</lastmod>
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    <loc>https://www.saltwateraccountancy.com.au/about</loc>
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    <lastmod>2025-11-20</lastmod>
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      <image:title>About</image:title>
      <image:caption>Saltwater Accountancy is a small firm that focuses on providing taxation and business advisory services to our local community in the Northern Rivers and where we grew up in the Bega Valley. We love getting to know the people and businesses in our community and supporting them through our taxation, accounting and business advisory services. From individuals with personal tax returns to complete, to local business owners or families with trusts and investments to manage, no job is too big or too small and all jobs receive the same approachable and friendly service.</image:caption>
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  <url>
    <loc>https://www.saltwateraccountancy.com.au/services</loc>
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    <lastmod>2022-08-10</lastmod>
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      <image:title>Our Services - Taxation</image:title>
      <image:caption>Our certified chartered accountants would love to help you, your family or your business fulfill their tax obligations. We can support you with: income tax return (all entities) so that’s individual, partnership, companies, trusts, SMSF preparation of (quarterly) Business Activity Statements – GST allocations, PAYG withholding and instalments, Fuel tax credits etc Capital Gains Tax calculations and concessions, including investment properties and share trading land and payroll tax depreciation schedules rental properties</image:caption>
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      <image:title>Our Services - Accounting</image:title>
      <image:caption>Whether you need bookkeeping or accounting services, we can support you with: company financial statements all tax compliance reports for the ATO – income tax, GST, super, PAYG, etc bookkeeping – Xero, MYOB, QuickBooks, HR/Employee obligations and compliance</image:caption>
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      <image:title>Our Services - Business Advisory</image:title>
      <image:caption>We can help you look at where your business financials currently sit and help plan towards where you’d like them to be. Our business advisory services include: monthly/quarterly/annual reports – management reports, profit splits, budgets, etc set-up of internal business accounting systems and processes HR/Employee obligations and compliance</image:caption>
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      <image:title>Our Services - More</image:title>
      <image:caption>We can also help you with the following and if you need something that’s not listed, get in touch and we might still be able to help you out. set-up of companies and Trusts with ATO and ASIC COVID-19 government grants compliance and assistance for eligible recipients Single Touch Payroll Justice of the Peace Registered Australian Securities and Investment Corporations agent (ASIC) Registered NSW Long Service Leave agent (for construction and cleaning industries)</image:caption>
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    <loc>https://www.saltwateraccountancy.com.au/contact</loc>
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    <lastmod>2023-09-04</lastmod>
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